Cost of living in Pune for Students, Families & Couples

Ask anyone how expensive living in Pune is and you may get varied answers. The second-largest city in Maharashtra is naturally more expensive than smaller cities and towns. However, it is still considerably cheaper to live in Pune than in a place like Mumbai where rents in popular neighbourhoods are exorbitant. Pune is even considered to be more affordable than Delhi, especially for day-to-day requirements.

As with all cities, the cost of living varies depending on the locality you are staying in, your monthly expenses, and the lifestyle you intend to live. Other factors also affect your expenditure when you are in a city. These include the travelling distance from your workplace (public transport isn’t as efficient in Pune), whether you are living as a single person, in a relationship or have a family, and whether you are renting or own your property. The life you lead in Pune will also depend on how many incomes are contributing to your household.

If you are looking to relocate to Pune, here’s an idea of what to expect in terms of the cost of living.

An overview of the cost of living in Pune

Before going in-depth into the cost of living in Pune, here is a basic approximation of housing and household expenses for different types of residents: singles, families and couples. This will give you a general idea of the minimum spending you can expect in the month depending on where you fit in. Of course, other expenses such as travel, entertainment, shopping and leisure activities will be additional to the estimates listed below.

Cost of living in Pune: students and singles

1. Housing expenses

If you are on a budget and are single you will most likely prefer a paying guest accommodation setup or a shared apartment in which all the necessary amenities such as electricity or even food and laundry costs are included in your monthly rent. Renting out a decent unit like this in Pune in a good locality can cost approximately Rs 7000 to Rs 12000 per month, depending on the quality of the place, location and the conveniences provided. If you are looking to live in a 1BHK, expect to pay Rs 10,000 to Rs 18,000 per month – you will have to take care of other expenses such as food and electricity on your own. Sharing a larger apartment can bring your rent down by a few thousand rupees a month.

2. Household expenses

Your basic monthly house expenses will include paying a cook, a maid, apartment maintenance charges, electricity and internet bills, car or bike wash, grocery bills, food bills, etc. If you are sharing your living space, splitting these costs can bring your monthly expenses down by some amount. On average, these expenses would cost around Rs3000- Rs8000 a month.

Cost of living in Pune: family with kids

1. Housing expenses

If you and your family are moving to Pune, you will likely want to live in a decent 2 BHK apartment. This will cost around Rs 25,000 – Rs 40,000 per month, depending on the area you choose to live in. To buy a home in Pune, you will have to pay around Rs 1 crore onwards if you want a 2BHK in a posh neighbourhood. In a decent locality, you can find similar 2BHK homes for Rs 60 lakh to Rs 70 lakh.

2. Household expenses

Assuming you are a family of three or four, with school-going children, your monthly house expenses will include school fees, clothes, nanny salary, in addition to the regular expenses like a cook, a maid, apartment maintenance charges, electricity and internet bills, car or bike wash, grocery bills and food bills. This can cost up to Rs 30,000 per month.

Cost of living in Pune: couples

1. Housing expenses

Your rent expenses will depend on the size of the home and the locality you are renting in. For a good-sized 1 BHK flat in Pune, it costs around Rs 12,000 to Rs 16,000 per month on rent. Of course, the area of the apartment, amenities, neighbourhood and type of property all factor into the rent cost. If you are keen on buying property in Pune, a 1BHK will cost approximately Rs 40 lakh to Rs 60 lakh in a decent area. The more popular and posh areas of Pune are quite expensive when it comes to buying property and homes can go over Rs 1 crore in sought-after locations.

2. Household expenses

As mentioned above, monthly expenses will include paying your house help (cook, maid), maintenance charges, electricity and internet bills, car/bike wash, grocery bills and food bills. This should cost around Rs 10,000 to Rs 15,000 per month for a couple.

How much do things cost in Pune

Let’s get into the costs of various necessities in Pune so you get a clear idea of how to estimate what your cost of living will be in the city.

1. Accommodation costs in Pune

Accommodation costs vary depending on the number of bedrooms, square footage and location of the home. Usually, a 2BHK in Pune will go for about Rs18,000 to Rs 25,000 a month. In addition to this, you will have to put down a security deposit and may have to pay monthly maintenance. Here is an overview of the rents in Pune:

1 BHK: Rs 10,000 – Rs 18,000
2 BHK: Rs 22,000 – Rs 40,000
3 BHK: Rs 30,000 – Rs 70,000
Paying Guest (PG): Rs 7000 – Rs 12,000

2. Commuting costs in Pune

Pune doesn’t have a well-developed public transport system so it makes sense to rent or buy a home close to your workplace if you don’t have a vehicle of your own. City buses, fun by the PMPML are networked throughout the city, however, these are often crowded and unreliable. At around Rs 15 to Rs 50 a ride, it is very affordable. Auto-rickshaws are a popular mode of transport, at Rs 17 for minimum fare and Rs 11 for additional kilometres. Taxi fare starts at Rs 50 (minimum fare) and is Rs 18 per additional kilometre. Fuel costs are at around Rs 107 per litre.

3. Utilities costs in Pune

When it comes to monthly utility bills, you should include expenses such as mobile phone bill, internet bull, gas, electricity, building maintenance, etc. Your total utility bill for the month, therefore, will vary according to your need. In total, for one person, these bills can be estimated at around Rs 2000 to Rs 5000 per month.

4. Childcare and school fees in Pune

This will vary according to the type of school you send your child to. While a regular preschool costs around Rs 2,500 per month, an international board school can cost as much as Rs 10,000 a month for preschool classes. Here are some estimates of school fees in Pune for one child:

Preschool or Kindergarten, monthly: Rs 5000 to Rs 7000
Primary Schools, monthly: Rs 7000 to Rs 10,000
International Primary School, Yearly: Rs 1 lakh to Rs 2 lakh

5. Grocery costs in Pune

Pune tends to be less expensive when it comes to shopping for foodstuffs than bigger cities such as Delhi, Bangalore and Mumbai. If you love cooking meals at home, this can bring down your monthly food costs. If you don’t like cooking, but would still prefer to eat homely meals, getting a cook is a great option. This will cost you just Rs 2000 to Rs 4000 per month.

6. Eating out costs in Pune

If you go to a mid-range restaurant, expect to spend around Rs 500 to Rs 700 per person (without alcohol) for a meal. There are many great restaurants in Pune to suit all price points. Of course, you can get cheaper meal options for as little as Rs 50- Rs 100 at local eateries. Similarly, you can spend thousands of rupees in some of Pune’s fine-dining, posh restaurants if you are looking for a celebratory experience.


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