For most of us, our lives revolve around our appliances. Of course, appliances make life easy by allowing us to save our time and effort.
However, irrespective of how well you care for your appliances, these mechanical devices can stop working suddenly. While it may seem easier to take your appliance to the repair shop that sits around the corner, there is nothing like seeking professional help.
A worn-out component, loose connection, and wear and tear are common reasons behind appliance failure. The duty of the repair shop is not limited to repairing the appliance, but first ascertaining the correct problem.
One wrong conduct and your appliance will stop working. You can prevent yourself from getting into a similar situation by calling upon a leading service provider like MyGate. Their proficient team will help resolve your appliance issues to your complete satisfaction. The best part is that after you make your booking, you can expect the technician to be at your doorstep in less than four hours. Did we mention that MyGate is now serving Hyderabad too?
Here’s what you need to look into for Appliance Repair in Hyderabad
Under one-roof service
It is common for more than one appliance to give in at a time. Amidst this, the last thing you would want to do is call upon multiple repair service providers.
If you live in and around Hyderabad, you can put this limitation to rest by getting in touch with MyGate. MyGate allows you the liberty of choosing expert service providers. These providers can repair devices like air-conditioners, refrigerators, and washing machines.
Exceptional Customer Service
Let us assume your appliance has given in. The last thing you would want to do is continue making rounds of the shop from where you are expecting the repairer. With MyGate, you can book appliance repair in Hyderabad on your app, sitting in the comfort of your home.
The best part is you need not keep following up.
Expert Repair Professionals
You can trust repair technicians; they have years of experience and a high level of expertise. With MyGate, appliance repair in Hyderabad is no more a hassle because they have the best people on their team. You can free yourself from all appliance-related worries.
Competitive Pricing
Do away with your hesitance of seeking professional help for appliance repair purely because of the worry that they charge higher prices. With MyGate, this becomes a mere myth. You can now avail MyGate’s appliance repair in Hyderabad at pocket-friendly prices.
Offers & Discounts
Who does not like offers and discounts?
If you just nodded happily, head to MyGate for appliance repair in Hyderabad right away. MyGate comes up with attractive offers and discounts at regular intervals. Avail of these offers to get your appliances repaired at discounted rates.
Equipment used by MyGate Partners for Appliance Repair in Hyderabad
Quality is of pivotal importance at MyGate. That is why all partners are bound to use high-quality equipment. These include:
- Screwdriver
- Nut driver
- Wrench
- Pliers
- Putty Knife
MyGate Appliance Repair is now in Hyderabad
Residents of Hyderabad can now avail of Appliance Repair services from MyGate.
MyGate serves all the major localities of Hyderabad, such as Prakash Nagar, Moti Nagar, Raj Bhavan Road, Nallakunta, Bank Street, Tilaknagar, Rani Gunj, Banjara Hills, Madhapur, and Jubilee Hills.
How to book MyGates Appliance Repair in Hyderabad?
With MyGate’s user-friendly interface, you can book Appliance repair in Hyderabad in easy steps.
- Download MyGate App.
- Go to the “Our Services” section and click on “Appliance repair.”
- Choose the appliance for which you need to avail the repair service.
- Fill in your details and pick a suitable day and time for your service.
- Once the above procedure is through, a professional repair technician will visit you, as per your chosen schedule.
FAQs regarding MyGates Appliance Repair in Hyderabad
To avail MyGates Appliance Repair in Hyderabad, you need to visit the Apple or Google Play Store, download the app, sign-up, and book your service.
Based on the appliance you have selected, our expert repair technician will visit you as per the schedule and offer repair services.
Yes, the repair technician will bring the repair equipment along. You need not provide any tools from your side.
Yes, based on your availability and convenience, you can select the day and time; when you would like to avail of the appliance repair service in Hyderabad.
Since our team works on a tight schedule, it is difficult for us to reschedule bookings. However, under unavoidable circumstances, we would try our help to offer assistance.
Yes. The app routes all payments for MyGates Appliance Repair Services through online channels. You can pay using your credit card, debit card, net banking, UPI, or wallet.
If you are unhappy with the appliance repair service, you can write to MyGate at [email protected]. You need to convey your feedback within 3 hours of availing of the service.
You can request the technician to produce valid identity proof and match it with the details provided on the MyGate application.
Before onboarding, MyGate conducts a thorough background check of the technician. Similarly, we also offer them the necessary training.
You cannot cancel a pre-booked service and get a refund. You need to get complete pre-booked services as per schedule.
You purchase the best appliances for your home in the hope of making life comfortable and luxurious. However, as most of these appliances are electric in nature, they always have a high risk of becoming faulty over time.
Such problems in appliances are very common and may arise from power fluctuations, outdated batteries, clogged wires with dirt inside the machines, zinc stains, technical faults, lack of maintenance, etc.
Appliances need regular services and repairs in order to run efficiently. Washing machines, geysers, Air Conditioners, Refrigerators, Microwaves, ovens, inverters, clogged taps, coolers, fans, filters, Kitchen chimneys, tanks, etc., need good repair and servicing at least once every six months for prolonged and healthy life.
Skipping or neglecting seasonal or required repairs may result in poor service or decreased life span of the machine.
This is why it is so important to get professional maintenance services and repairs for your faulty home appliances. Mygate is, thus, always prepared to help your home appliances be repaired in the most professional and efficient way.
Why MyGate Home Services?
MyGate offers 100% professional and comprehensive home appliance repairs and services at the best prices in Mumbai. Try us today and avail amazing offers and discounts!
- Economical: We offer professional home appliances repair services at the best prices with no hidden costs.
- High-quality products: We use high-quality and specially curated industry-grade (FDA and EPA approved), non-hazardous chemicals, wires and other repairing tools which are safe and shock-proof.
- Expert team: Our trained and background verified partners use 100% mechanised and professional equipment and tools to give your home appliances a great repair.
- Convenient: Book our services in 3 easy steps. Our team can be at your door in 4 hours of booking. Our service time is 2-6 hours (varies on the size of the house), and the team includes 2-6 workers (customised on the basic requirements). You can cancel or reschedule the booking anytime with no extra charges.
- Safety first: All covid protocols are followed. We wear gloves & masks throughout the process and sanitise the tools & area of work once done.
- Group buying discount: If you stay in a gated community using MyGate in Mumbai, we often also bring exciting offers for you and your society. Come together as a community and avail the benefits!
Areas served near you
We serve all the major areas of Mumbai.
Avail appliance repair near you in Worli, Tardeo, Malad, Dombivali, Parel, Borivali, Navi Mumbai, Thane, AmberNath, Neral, etc.
How it works
Follow these simple steps to book your home appliance repair service:
- Download the MyGate app. Click here.
- Go to the ‘Home Services’ section. Click ‘Appliance Repair’.
- Choose the services as per your requirement. We have all repair services for home appliances, including deep cleaning, filtering, unclogging, checking faults, removing technical issues, resolving wire errors, repairing machinery, etc.
- Fill in all the required details and confirm your booking. Once your order is confirmed, our team will be available at your door at the scheduled time.
FAQs regarding home appliance repair service in Mumbai
No. All necessary equipment & tools will be carried by the experts. You will have to ensure electric and water supply, plug point & access to machineries.
We use repairing tools depending on the appliance type. All equipment is procured from established, government-approved sources. We completely avoid using local or cheap quality tools in our repair and maintenance process.
Keep the area clean with no other objects than the target appliance.
Yes, they will move around all parts of the appliances as required before repairing begins & rearrange them post-completion.
This will depend on the condition of the appliance & the extent of damage in it.
Since our experts finish repair tasks with complete safety, no such precautions are required after the session.
Yes, it is mandatory that someone is available at the house when repairs are on.
Yes, we conduct training & background verification of all experts before onboarding them on MyGate.
The experts always carry valid government ID proof, which can be verified against their details on the MyGate application.
You can choose the time slot and day for the session.
Our experts have pre-scheduled jobs, and rescheduling is typically not possible. However, our team will try our best to cater to your requests subject to availability.
We only accept online payments & offer multiple options for the same. You can pay via CC, DB, net banking, wallets or UPI through the MyGate application.
Please thoroughly check the appliance before the expert leaves the house. In case of any damage, write to [email protected].
Please report any complaints, suggestions or feedback about service quality, service provider, pricing etc., by mailing us at [email protected]. It is advised to do this within 3 hours of your service.
We do not have any cancellation and refund policy. Once a service has been purchased, it has to be availed till completion.
Imagine your AC not working properly amidst the tremendous heat of Delhi. Or, you can not wash your office uniforms regularly because of your faulty washing machine! In this case, most certainly, you will require a mechanic or technician to fix the appliances.
But the main concern is that it is a tricky job to find highly skilled service providers that will provide your appliances with the ultimate care.
But when you recall “MyGate,” the uncertainty of finding the best technicians ends then and there. We understand how difficult your life gets when one of your primary appliances stops working. And hence, we always try to give our best to get your appliances mended with the nicest quality products and experienced technicians. The technicians we provide will know your device inside and out, and after their services, you can expect that “almost new” feeling. So, remember to give us a call whenever you are in any dire straits with your “not working properly” appliances.
Why Should You Choose Us for Appliance Repairing Services?
You might be thinking that “there are many service providers in Delhi to me. Then why should I choose MyGate?”
Well, MyGate always delivers something special with the services.
Here are some of the points regarding why you should choose us. We assure you that we abide by all the points mentioned below.
- Experienced Professionals: It is vital to do your repairing with those professionals who are well and truly experienced in this field. Our specialty is that we only work with a prior knowledge and expertise team.
- Fastest Services In Delhi/NCR: Nobody likes to see their appliance fixed for a long time. That is why providing super-fast services is one of our goals.
- Best Quality Products: We guarantee that you provide the best quality products for all of our repairing services. All of the materials we use are approved by FDA and EPA.
- Easy To Reach: We provide you with multiple options to reach us when in need. You can call, mail, or leave us a message on WhatsApp anytime.
- Flexible Booking Methods: Our service booking procedure comprises only 4 easy steps. Within 4 hours at maximum, our team will be at your door to help.
- Go Economical: If you are looking for the most satisfactory services but on a budget, MyGate is your best option. We charge reasonable rates with no hidden costs whatsoever.
Appliances for Which We Offer Our Repairing Services
Mainly, we provide repair services for these appliances. But let us tell you that our list goes beyond this.
- Refrigerator
- Microwave
- Dishwasher
- Washing Machine
- Vacuum Cleaner
- Water Purifier
- Water Geyser
- Television
- Air Conditioner
- Laptop
Areas in Delhi/NCR, Where We Provide You with Our Services
We cover all the major and prominent areas of Delhi.
However, to be more precise than this. Here are some locations in Delhi/NCR where you can find us: Vasant Kunj, Dwaraka, Sundar Nagar, Hauz Khas, Udyog Vihar, Mayur Vihar, Karol Bagh, Saket, Nehru Place, Connaught Place, Greater Kailash, Golf Course Road, Sector 62, sector 45, sector 21, Cybercity, and all the other significant places adjacent to these places.
How It Works
We have kept our booking services very simple for you. Just follow these four steps to do it:
- Download the MyGate App available in iOS and Google Play Store.
- Go to the ‘Home services section and click ‘Appliance repair.’
- Choose your desired service according to your requirement. You can opt for appliance repair services such as refrigerators, televisions, water purifiers, air conditioners, washing machines, water geysers, etc.
- For booking, an online form will be given to you. Fill that form with the correct details and press ‘confirm’ to confirm your booking. After confirmation, our team will reach your doorstep at the scheduled time provided.
FAQs
Yes. MyGate covers almost all the localities of Delhi/NCR. So, we have covered you if you have any issues with repairing appliances in Delhi/NCR. Apart from Delhi, we are also available in 22+ major cities of India.
Yes, you can easily schedule your desired service timings with the help of our app. The technician will call you half an hour before reaching you for your convenience.
As we have already mentioned, MyGate never comprises quality. The best quality materials available are used to do your repairing services. All of the spare parts we use are approved by FDA and EPA.
We repair almost all kinds of vital home appliances. Some of those appliances include refrigerators, air-conditioners, laptops, water filters, ovens, electric stoves, dishwashers, televisions, etc.
Yes, you do. But parts can be provided only after a check of your appliance by our technician. Buying spare parts without service booking is something you do not offer.
The chances of those types of problems are almost nil. We keep all the required spare parts in our stocks so that you do not go through any added inconvenience, especially from our side.
Of course. Besides call services and mail, messaging is also available directly from our website. That too, you can message us on WhatsApp.
Oh yes! There is a service warranty provided to you after our repairing services. If further complications happen to your appliance in the warranty period, we are responsible for getting you covered. And there are no hidden charges for assistance in the warranty period.
Yes, repairing services are way cheaper than buying a new appliance. And with our highly skilled repair services, you will not feel that your faulty appliance is close to being called u0022old.u0022
Your home is all set with useful appliances to do the tasks. Your modern washing machine cleans your clothes and dries them too. All this at the click of a button. Your refrigerator keeps your food fresh for days – healthy and tasty too. Your air conditioner shields you from heat and keeps your body and mind cool. Your LCD/LED TV helps you keep in touch with the times and provides you with much-needed rest. Your microwave cooks food efficiently and hygienically. Your water purifier makes sure you are drinking healthy water.
But all these appliances are mere machines. As the days, months, and years go by, they go through unseen inner damages. One fine day, your appliance just shuts down. In bygone days, you needed to take your appliance to the vendor to get it repaired. Nowadays, repairmen do the job on a home visit. But are you sure of the honesty and expertise of these technicians?
Mygate provides professional appliance repair in every part of Bangalore. When you work with us, you are working with a thoroughly expert, experienced organization. We handle appliance repair at scale.
Why choose Mygate home services
MyGate offers premium appliance repair services. Our technicians are experts in their field, and they do the job right, every time. We offer the best services at the best prices and on time.
- Economical: Expect professional-grade services at the best prices.
- High-quality repair: We use the best tools in the game. If we change your machine parts, we replace them with genuine high-quality parts.
- Expert appliance team: Our team is vetted and contains the best technicians in the game. We use the best equipment and processes to turn your appliance into a newly-purchased state.
- Convenience: It is easy to book our services. Within hours of booking, we will be at your service. We service not only professionally but identify the problem and rectify it ASAP.
- We follow COVID protocols: Not only do we wear masks and gloves, but sanitize work areas after the job.
- Discounts on group purchase: If you are within a MyGate gated community, we offer group discounts to users.
Insight into appliance repair by Mygate
1. Washing machine appliance repair
Whatever brand of washing machine you use in Bangalore, there is one appliance repair service that fits them all. Mygate repairs your washing machines with equal efficiency whether it is Whirlpool, Samsung, or any other. Get your machine in order. Get in touch with us today.
2. Refrigerator appliance repair
Has your refrigerator blinked off? It doesn’t matter. It could be Videocon, Godrej, Electrolux, or any other. The experts at Mygate will fix your fridge at the snap of your fingers. Get your fridge working like new with help from the professional services at Mygate.
3. Air conditioner appliance repair
Are you feeling the heat in the summer? Has your air conditioner stopped cooling well or crashed completely? A solution is here with Mygate appliance repair services in Bangalore. We fix your ACs like brand new, with services that will delight you.
4. LED-LCD TV appliance repair
So, your TV isn’t working properly. The audio has a problem, or the visual has one. Maybe you are faced with a black screen. Even the best brands of TV have problems once in a while. Restore your entertainment and news outlet with the highly-trained technicians at Mygate. We repair your TV with a professional edge.
5. Microwave appliance repair
Some love to eat, some love to cook. Whichever group you belong to, your microwave oven is a necessity. Has your microwave oven been malfunctioning or stopped functioning altogether? Fret no more. With Mygate you can expect a solution at your doorstep. Get your microwave oven and cooking back to ship shape again.
Mygate appliance repair: The areas we serve
Mygate appliance repair is available throughout Bangalore. We repair appliances in Banashankari, Electronic City, Basavanagudi, Marathahalli, Hebbal, K.R. Puram, Bellandur, Kamanahalli, Malleswaram, Bannerghatta Road, Whitefield, Sarjapur, BTM Layout, Jayanagar, Richmond Town, M.G. Road, HSR Layout, Indiranagar, Koramangala, etc.
How to book appliance repair service
- Download the Mygate app from Google Play.
- Go to the Appliance Repairs category.
- Choose the service you want.
- Fill in the details and book.
- The technicians will arrive at the designated time.
Appliance repair in Bangalore: FAQs
Do I need to supply any repair material or spare parts?
No. Our technicians are equipped with quality equipment and will supply industry-grade spare parts for your appliance.
Will my house be in disarray after the repairs?
No. We do all we can to leave your house neat. We arrange items optimally after the work is done and ensure that you face no issues after the appliance repairs.
How long does it take to repair the appliance?
The time taken will depend on the nature of the repairs required. Generally, we optimize your time because our experts are trained to identify the problem and solve it ASAP.
Yes. All staff go through background verification. They are experts and highly trained in their field of appliance repair.
How do I verify your staff’s identity?
Our staff carry government-issued IDs. You can verify these details against your Mygate application.
What time of the day do you carry out appliance repairs?
You can choose a time slot that suits you. Our staff will arrive at that time.
Is booking rescheduling possible?
We will try our best to reschedule based on your request, subject to availability.
We accept payments by net banking, DB, CC, wallets, or UPI through the Mygate app.
What should I do if I am dissatisfied with the service?
You can report, suggest, or comment on any aspect of the service at [email protected]. The sooner, the better.
What are your cancellation and refund policies?
When you buy a service, you need to avail of it. We do not have a refund/cancellation policy.
It’s challenging to prioritize things from the to-do list, especially with busy schedules in this fast-paced lifestyle. Cleaning the house, for example, can appear to be a daunting undertaking at times. While many homeowners attribute their neglect of house cleaning tasks to a lack of time, others dismiss the necessity of a clean home entirely. The truth is that house cleaning isn’t only about keeping the house looking tidy; there are other advantages of having a clean home. In this article, we’ll look at some quick techniques to keep your home clean, the numerous benefits of house cleaning, and the concept of deep cleaning.
Importance of house cleaning
Cleaning the house is quite helpful; it helps keep the house organized and tidy and helps reduce stress, germs, and many other things. The following are some benefits of housecleaning:
- House cleaning regularly might help you stay organized. You know where everything is, and you don’t have to waste time looking for your keys or critical documents.
- Not thoroughly cleaning the home and organizing items adds to a lot of stress. Keeping the house clutter-free helps relieve stress.
- Cleaning houses can help prevent germs and allergies and keep you healthy.
- Food particles attract bugs that are highly harmful to your health. You have a higher possibility of having bugs ruin furniture and spread infections if you don’t clean the dining area, kitchen, and other house areas.
Super easy ways to keep house neat and clean
These simple house cleaning tips should be followed daily to keep your home clean and tidy. You should also perform deep cleaning, which will be addressed in detail in the next section, in addition to these incredibly simple house cleaning approaches. The following are some easy ways to maintain a tidy and clean house:
- Clean bed: It’s also a success mantra; making your bed first thing in the morning is linked to a successful and orderly existence. Make your bed first to get your day off to a good start. Change your bedsheets once a week to keep your room looking clean and fresh.
- Organize room: Seeing things unorganized in the morning is stressful. To keep everything organized, choose a room organiser with many pockets. It will assist you in keeping everything you require in one place and locating them quickly when needed.
- Use vacuum cleaner: Vacuuming is an effortless house cleaning component. Get an excellent vacuum cleaner to clean every nook and cranny of your home. Vacuum cleaners also help in removing dust from sofas and floor corners.
- Mop the floor: It’s critical to mop the floor once you’ve removed the dust using the vacuum cleaner. A decent disinfecting mop will be good for regular house cleaning. Choosing a disinfectant that contains the least amount of chemicals is critical to prevent any side effects.
- Use table organizers: They will be of the most significant assistance in organizing your table and making your home appear neat and tidy. They can contain various items, including medicines, bottles, utensils, etc. They also improve the appearance of the dining table.
These are a few tips for keeping the house clean. Deep cleaning, which is better and more time-consuming than regular house cleaning, should be done every two to three days. You can choose a professional cleaning service provider specializing in house deep cleaning services or do the deep cleaning yourself.
What are deep cleaning services?
After learning about deep cleaning services, one of the most common questions that come to mind is, “what is deep cleaning in housekeeping?” Deep cleaning and regular house cleaning are two words that are sometimes used interchangeably, yet deep cleaning has an entirely distinct connotation.
Deep cleaning goes above and above to remove dirt, filth, and other muck from your house. It’s a more thorough cleaning service than regular housekeeping. As opposed to standard cleaning, deep cleaning focuses on disinfecting and sanitizing surfaces to remove germs that could make your family unwell. Deep cleaning takes more time and effort than a standard house cleaning service. So, it is often performed by a professional cleaning service provider specialising in house deep cleaning services. You can book this service online by searching for “deep cleaning services near me.”
Guide to perform deep cleaning at home in all rooms
You’ll need to undertake a routine house cleaning before starting deep cleaning. Clean the floor and furniture and pick up items to make it easier to reach the areas that need to be deep cleaned. A simple cleaning might also make it easier to execute deep cleaning services at home. To deep clean all the rooms, follow the steps below:
1. Bathroom
- Scrub all the taps, showers, bathtubs, toilets, and sinks using a cleaning spray and water mixture.
- To remove dust particles from the corners of the bathroom mirrors and windows, clean them thoroughly by sprinkling a clean spray mixture and wiping away the dust and germs with a cloth.
- Toss the bath mats and drapes, and wipe the mats’ bottoms, which collect a lot of dust.
2. Kitchen
- Clean the cabinets gently to eliminate oil stains and dust particles.
- Vacuum the kitchen vents with a vacuum cleaner to remove any food or dust particles.
- To complete a comprehensive deep cleaning, defrost the freezer, clean the bottom of the refrigerator, and remove all objects from the fridge.
- The microwave and oven should be cleaned regularly because they contain a lot of food particles and oil stains.
- Disinfect the sink because it contains many germs that could infect the utensils. Scrub the skin to get rid of any particles.
3. Living area
- Deep cleaning services should be performed under the furniture to remove dust particles.
- Vacuum the floor and wipe the ceiling fans with a cloth.
- To keep the area germ-free, sanitise the furnishings and trash cans.
- Furniture should be polished, walls should be scrubbed, and the living room curtains should be cleaned.
4. Bedrooms
- Send all your bedding, mattresses, covers, and pillows to the laundromat for thorough washing.
- Flip the mattress to the clean side and wipe the windows, mirrors, ceiling fans, and furniture to remove dust.
- Vacuum the entire bedroom and organize the closet.
Why hire professional cleaning services?
Deep cleaning is a complex and time-consuming but necessary task. It is essential to clean every corner of the house carefully. A professional cleaning service provider specializing in home deep cleaning services can assist you in performing these housekeeping tasks while still allowing you to focus on your work. When you book them online, you get all the information about the verified cleaning service team that will come to your house. You may make it safer by installing the Mygate apartment security system, ensuring that only verified deep cleaning workers enter the house after a thorough security check.
Conclusion
Deep cleaning is just as necessary as essential house cleaning services for removing dust and killing bacteria. Cleaning a house relieves stress, promotes a healthy environment, and avoids diseases, so make sure it’s clean. Professional cleaning service apps like Urban Company and Clean On-Demand allow you to schedule deep cleaning services. As only verified workers are sent, these apps are safe. Install the Mygate apartment security system to improve security, which ensures that only verified workers enter the house after a thorough security check.

Buying a home for the first time is an exciting and challenging life experience, one worth value and pride. But first time home buyers should curb their enthusiasm and be armed with basic knowledge before they venture into the real estate world and ask the below questions:
1) Am I ready to own a home?
A lot of people rush into buying a house when they’re not stable enough to sustain the mortgage and risk repossession.
Ask yourself if you’re qualified financially and mentally to take on the responsibilities of owning a home, which include:
- Figuring out whether or not to take a loan/how much loan to take
- Do you qualify for a loan as per your credit ratings?
These can be checked using online calculators.
2) What kind of a home do I want/?
Is it size, location, or simply an investment in the real market? Are you interested in a 1/2/3 BHK to move in with family or need a home close to your office/business?
List your priorities as a home buyer.
3) Do I have enough for the down payment?
Based on online loan eligibility calculators, you can make an estimate. This is calculated on the basis of the Cost of the Home, Down Payment in % (10-20%), Processing Fees, and Loan Tenure.
A bank home loan would usually cover 80% of the total cost of the home, so you’d have to put in the rest of the 20%. Besides, you’d have to add in other expenses like registration fees, lawyer’s fees, property tax, and other paperwork for which you should count approximately Rs 2-5 lakh. Accordingly, you’d have to either borrow or save a certain amount before you start house hunting.
4) What are the common pitfalls for first-time buyers?
- Looking for homes without having enough to cover down payment and other charges.
- Believing getting a home loan is easy.
- Buying a dream house you cannot financially afford.
- Not researching for enough loan options
- Dipping too much into your savings
- Fixating on one house and not exploring other options.
5) How will hiring a real estate agent help me?
You do not need one if you want to cut down on the middle men commission. It depends on what you need. If you feel that as a first-time buyer you might not be able to pull off a negotiation or simply don’t have the time to do the paperwork and house hunting yourself, you should hire a professional and experienced real estate agent.
Check: What are the things that you should ask your estate agent?
6) What are the tax benefits?
You can claim up to Rs Rs 2 lakh under Section 24 as a deduction for the interest portion of the EMI and up to Rs 1.5 lakh on the principal portion if you haven’t sold the home within five years of buying it. You can also claim a deduction of up to a maximum amount of Rs 1, 50,000 as stamp duty.
Check: How Home Loan Helps you save on Income Tax.
7) What documents do I need?
There could be several but here are the common ones:
- Sale Deed or the Conveyance/Title Deed
- NOC from bank/builder
- Seller’s tax receipts from the past five years
- Power of Attorney (General)
- Loan documents
- All payment receipts
- Khata Certificate (property entry in local records)
- Encumbrance Certificate (proof that property is free of loans)
- Sanctioned Building Plan
- Agreement to Sell (between buyer and seller)
8) What are the hidden costs?
You may have to consider the following:
- Advance maintenance/parking payment to the society
- Registration (varies from state to state and is usually between 5-7% of the market value of the home
- Stamp duty
- Property Tax
- Brokerage fee (1-2% of the house price), if one is hired
- Home loan processing fees
- Moving in/shifting charges
- Furnishing/cleaning up the new house
- GST charges if the property is under construction
- Extra charges for additional features like a rooftop garden/personal swimming pool, etc.
- Lawyer fees
- Property Appraisal fees
- Electricity, water, internet, gas, and other utilities
9) What about home insurance?
Home insurance is not absolutely mandatory to have, (if you’re getting a home loan, it may be tied in) but it does provide necessary protection against man-made threats like burglary, fire, riots, or Acts of God like floods, storms, and earthquakes, along with other types of coverage benefits.
10) Should I buy an under construction or ready to move in property?
Under construction, homes are comparatively easier on the budget but there’s a chance of the construction being delayed thereby delaying possession. If you’re already renting a home and thinking of investing in an under-construction property, you’d have to pay that much more rent before you move in. But they provide higher returns due to longer timelines and if you sell it when it’s completely constructed, it could yield profits due to higher market value.
On the other hand, ready-made units are instantly available if you’re looking to live in the home immediately, don’t wish to spend any more on rental accommodation, and they’re exempt from GST.
11) What amenities does the property have?
Inquire if the society has community facilities like a clubhouse, swimming pool, gym, garden terrace, spa, modern CCTV systems, in-house composting, etc., and has tie-ups with an intelligent society management app like MyGate.
A residential society is considered to be upgraded and tech-savvy premises if it has adopted an end to end security, communication, and payment platforms such as MyGate for internal management and passcode-based, automated, secure gatekeeping.
